Loan Calculator Settings

Configure Cyprus/EU loan parameters

Regulatory Compliance

These settings control the loan calculator across the platform. Ensure they comply with Central Bank of Cyprus and ECB regulations.

Cyprus Regulatory Limits

Minimum Down Payment (%)

Cyprus requirement: 15%

Maximum Loan-to-Value (%)

Cyprus maximum: 85%

Maximum Loan Term (years)

Cyprus maximum: 40 years

Minimum Loan Term (years)

Cyprus minimum: 5 years

EU/ECB Requirements

Stress Test Rate Addition (%)

ECB guideline: +2.5%

Maximum Debt-to-Income (%)

EU recommendation: 40%

Current Market Rates

Average Interest Rate (%)

Default suggestion for calculator

Transfer Fee Rate (%)

Cyprus typical: 3-8%

Legal Fee Rate (%)

Cyprus typical: ~1%